While buying out an insurance policy for your pet, it is important to check the details about the inclusions and exclusions from the policy. This is important so that you do not end up getting a sudden financial burden in which you are expecting help from the insurance company.
Usually, a pet insurance policy will not cover these things:
Conditions that were existing before the purchase of the policy.
Examination fee of the vet.
Any cruciate injury of the ligament which was pre-existing. If one leg’s ligament is injured, then the other leg will also not be included in the policy coverage.
Preventive healthcare expenses such as titer test, vaccinations, heartworm medication, flea control, nail trim, deworming.
Parasite control including external and internal parasites which can be readily treated using prophylactic treatments.
Dental health care in Fort Lauderdal is injurious to teeth when it is caused by an accident. The plan will cover the cost of reconstruction or extraction of the damaged teeth.
Anal gland expression
Neutering and Spaying
This plan will not reimburse the fees, costs, or expenses that are associated with the boarding, elective procedures, behavioral modification, therapy, or training. You can look at the policy for more information.
There are also pre-existing conditions that will also show the clinical signs and symptoms.